Payl8r Finance option

Payl8r finance options

SPEEDY: Pay 0% interest if you pay us back within 30 days. 

SPLIT: Split your payments across 3, 6, 9 or 12 months. (interest will apply)

How do I apply?

It's really simple, just send us an email to  with the the product of choice . We will then send you the application form for finance , once completed you will be notified within minutes and the order will be processed 

Who is eligible for finance?

Finance is available on orders of £50 or more, placed on our website. You'll need to have the following:

  • UK residency
  • Regular Source of Income
  • Online Bank Account

How long will it take to apply?

In most cases, you should get an instant answer on whether your application for finance has been successful. In some cases, Payl8r - our finance provider - will need to look at the application in more detail before making their decision.

What do I need to apply?

All you need to do is fill out Payl8r’s online application form at the checkout. It’s important you use your full name and address details and make sure everything is spelt correctly.

What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.

Who are Payl8r?

Payl8r is a trading name of Social Money Ltd, who are a leading UK finance provider. If your application is successful, you will enter into a Credit Agreement with Payl8r / Social Money Ltd.


Blakesleys is a trading name of Blakesleys Limited and is a credit broker of Social Money LTD t/a Payl8r. Credit is subject to creditworthiness and affordability assessments.